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Personal housing mortgage loan

Personal housing mortgage loan

1, and has town resident account or effective residence identity;
2, and has stable of career and income, credit good, while has regular returned loan principal and interest of capacity;
3, and has by purchased housing all price 20% above of raised funds, and guarantee for paid by purchased housing of first payment;
4, and has Bank recognized of assets as mortgage or pledge, or has enough compensatory capacity of units or personal as reimbursement loan principal and interest, and and bear joint responsibility of guarantor;
5 , With a purchase contract or agreement, the purchase of housing prices in line with banking or Bank commissioned the assessed value of real estate appraisal institutions;
6, Bank under other conditions.


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